# PM Vishwakarma Scheme for Traditional Artisans (PM Vishwakarma)

Targets 18 traditional trades (carpenter, blacksmith, goldsmith, potter, cobbler, mason, weaver of mats/brooms, etc.) with skill training stipend of Rs 500/day, toolkit incentive of Rs 15,000, and collateral-free loans of Rs 1 lakh + Rs 2 lakh at concessional 5% interest.

> Information, not legal advice. Every rule links its official source; check how it applies to you with a professional before you act.

## Definition

Targets 18 traditional trades (carpenter, blacksmith, goldsmith, potter, cobbler, mason, weaver of mats/brooms, etc.) with skill training stipend of Rs 500/day, toolkit incentive of Rs 15,000, and collateral-free loans of Rs 1 lakh + Rs 2 lakh at concessional 5% interest.

Source: PM Vishwakarma Scheme Guidelines, September 2023, Para 4 (Components) (https://pmvishwakarma.gov.in/)

## Benefit

- Type: composite subsidy
- What you get: Training stipend + toolkit Rs 15k + collateral-free loans Rs 1L (first) and Rs 2L (second) at 5%.
- Administered by: Ministry of MSME
- Apply: https://pmvishwakarma.gov.in/

## Eligibility conditions

Three-stage verification — Gram Panchayat / ULB → District Implementation Committee → screening committee.

- `sectors=handloom, wood_furniture, leather, jewellery, any`
- `states=any`
- `msme=micro`

## Citations

- PM Vishwakarma Scheme Guidelines, September 2023, Para 4 (Components): https://pmvishwakarma.gov.in/

Check this for your business: https://luckpanda.app/compliance/radar/start?q=Am%20I%20eligible%20for%20%22PM%20Vishwakarma%20Scheme%20for%20Traditional%20Artisans%20(PM%20Vishwakarma)%22%3F%20What%20do%20I%20need%20to%20apply%2C%20and%20by%20when%3F

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