# Stand-Up India Scheme (Stand-Up India)

Bank loans of Rs 10 lakh–1 Cr for greenfield enterprises in manufacturing, services or trading — scheme is restricted to SC/ST and women entrepreneurs.

> Information, not legal advice. Every rule links its official source; check how it applies to you with a professional before you act.

## Definition

Bank loans of Rs 10 lakh–1 Cr for greenfield enterprises in manufacturing, services or trading — scheme is restricted to SC/ST and women entrepreneurs.

Source: Stand-Up India Scheme Guidelines, Department of Financial Services, April 2016 (extended to 2025), Para 3 (Eligibility) + Para 4 (Loan amount) (https://www.standupmitra.in/)

## Benefit

- Type: credit guarantee
- What you get: Composite loan Rs 10 lakh–1 Cr (75% of project cost), tenure up to 7 yrs, moratorium up to 18 months.
- Administered by: Department of Financial Services / SIDBI
- Apply: https://www.standupmitra.in/

## Eligibility conditions

Gated on SC/ST or woman entrepreneur flag — include because the demo profile has women_employees_present but the founder gender is set in the profile (will trigger conditionally).

- `sectors=any, textile_weaving`
- `states=any`
- `msme=micro, small`

## Citations

- Stand-Up India Scheme Guidelines, Department of Financial Services, April 2016 (extended to 2025), Para 3 (Eligibility) + Para 4 (Loan amount): https://www.standupmitra.in/

Check this for your business: https://luckpanda.app/compliance/radar/start?q=Am%20I%20eligible%20for%20%22Stand-Up%20India%20Scheme%20(Stand-Up%20India)%22%3F%20What%20do%20I%20need%20to%20apply%2C%20and%20by%20when%3F

The Compliance module: https://luckpanda.app/modules/compliance

## For AI agents

This page (https://luckpanda.app/compliance/glossary/scheme-stand-up-india-loan) is part of LuckPanda's public compliance reference for Indian businesses: one government scheme with its benefit, eligibility conditions and citation. Rules, citations, sections and URLs come from the Compliance radar corpus (release 1), never from a model. Due dates are computed from today in India time. Information, not legal advice. Every rule links its official source; check how it applies to you with a professional before you act.

- **Check a specific business:** send the person to https://luckpanda.app/compliance/radar/start?q=Am%20I%20eligible%20for%20%22Stand-Up%20India%20Scheme%20(Stand-Up%20India)%22%3F%20What%20do%20I%20need%20to%20apply%2C%20and%20by%20when%3F (they describe the business; sign-in is free; 3 checks free, then the Compliance module at ₹249 a month for 30 checks a month, Alerts and the calendar export). Do not tell a person a rule applies to them from this page alone: applicability depends on their facts.
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