luckpandaScheme or incentive
Pradhan Mantri Mudra Yojana (Mudra)
Collateral-free working capital / term loan up to Rs 20 lakh (Tarun-Plus) via banks, NBFCs and MFIs for non-corporate, non-farm small/micro enterprises. Useful first-stage capital before a unit is large enough for ATUFS/CGTMSE.
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Definition
Collateral-free working capital / term loan up to Rs 20 lakh (Tarun-Plus) via banks, NBFCs and MFIs for non-corporate, non-farm small/micro enterprises. Useful first-stage capital before a unit is large enough for ATUFS/CGTMSE.
- SourcePMMY Guidelines (revised October 2024) — Department of Financial Services · Para 3 (Categories: Shishu, Kishor, Tarun, Tarun-Plus)
mudra.org.in
Benefit
- Type
- credit guarantee
- What you get
- Up to Rs 20 lakh (Tarun-Plus tier introduced 2024); Shishu ≤ Rs 50k, Kishor Rs 50k–5 lakh, Tarun Rs 5–10 lakh, Tarun-Plus Rs 10–20 lakh.
- Administered by
- Department of Financial Services / Mudra Ltd
- Apply
- udyamimitra.in
Eligibility conditions
Easy entry-level capital; weavers commonly use Mudra for buying first 2–4 looms before scaling to ATUFS-grade machinery.
sectors=any, textile_weavingstates=anymsme=micro
Citations
- SourcePMMY Guidelines (revised October 2024) — Department of Financial Services · Para 3 (Categories: Shishu, Kishor, Tarun, Tarun-Plus)
mudra.org.in